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Real Estate

Real estate Q&A: Does condo owner need approval to rent one room?

Q: I am a social worker and have a client who is struggling financially and thus has to have a roommate. Her condominium association always has had to approve renters. The board decided that it did not like my client's last renter and is voting on changing the rules so that unit owners can't rent rooms in their condos. She was told she should sell her unit if she can't afford to live there. Can you please offer some advice?

Real Estate

4 expensive surprises when building your tiny home

With the average new home price in the U.S. coming in at more than $350,000, according to the U.S. Census Bureau, some people are scaling down. They're building tiny homes, complete with most of the modern conveniences of normal-sized homes, such as working kitchens and bathrooms. These homes are usually only a few hundred square feet and cost an average of $23,000, according to tiny house resource site

Real Estate

Study: Foreclosed homeowners shun mortgages for renting

PITTSBURGH - Losing a home to foreclosure has left such a bad taste with some former homeowners that they have lost much of their will and desire to go through the underwriting process to get approved for a new home loan - even though years may have gone by since the foreclosure episode.

Real Estate

The Mortgage Professor: Becoming a homeowner when you don't qualify for a mortgage

Lease-to-own contracts and land contracts are different legal ways to transfer occupancy of a property from an existing owner who does not want to occupy it to someone else who does but cannot immediately qualify for the financing required to purchase it outright. Both lease-to-owns, known as LTOs, and land contracts, known as LCs, offer wannabe owners the right to occupy a house for a period during which they can improve their capacity to qualify for the financing they need to complete the deal.

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